AI-Native · Operational Risk Intelligence

Your GRC records the risk.
Compler tells you what it costs — and what’s coming.

An AI-native operational risk platform where AI agents quantify financial exposure, surface emerging risk months early, and run on LLMs that stay inside your own country, your own cloud, or fully air-gapped. So your CRO and CFO act on evidence, not estimates.

Continuous risk sweepLive · 10,000+ indicators
60–80%
Efficiency & accuracy gain over traditional RCSA cycles
90%
Predictive accuracy for risk events 6–12 months ahead
257
Regulatory changes per day monitored automatically
$50M+
Financial impact quantified per risk event
Why Compler

Legacy GRC records risk. Compler reasons about it.

Traditional GRC or IRM suites began as systems of record and added an AI copilot on top. Compler is AI-native — agents do the assessing, every output is a quantified financial figure, and the data stays where your regulator says it must.

Traditional GRC suites

RCSA runs once or twice a year as a manual workshop sprint.
AI arrives as a copilot chat window, bolted onto the record.
Risk shown as qualitative red-amber-green heat maps.
One shared cloud — data residency is a configuration footnote.
Months of implementation before first value.

Compler, AI-native

Agents assess, test, and re-score controls continuously — no campaign season.
Every output is a structured, auditable field inside the operational record.
Exposure quantified in dollars ($10K–$50M+) with Monte Carlo & Basel IV capital.
Choose your LLM jurisdiction — in-country, your own cloud, or air-gapped.
First insight in under 30 days; full payback in under 8 months.
Executive value

Speaking the language of the Chief Risk Officer and CFO

Operational risk is ultimately a financial discipline — it sits at the intersection of both mandates. Compler addresses the distinct priorities of each.

See emerging risks before they become incidents
Actuarial models trained on internal and external loss data surface trajectory changes 6–12 months ahead. Move from reactive assessment to proactive prevention.
“Our RCSA shifted from an annual rear-view snapshot to a continuously updated forward-looking risk radar.”
Quantify risk appetite in financial terms
Replace subjective heat maps with actuarial-grade Monte Carlo modeling. Set appetite thresholds in dollar terms — a risk profile the board can act on, not just a color grid.
“Finally, a risk appetite framework the board understands: financial impact ranges, not color codes.”
Continuous control effectiveness, not periodic testing
Know in real time which controls are degrading before they fail. Automated testing across data sources flags deficiencies as they emerge, cutting Mean Time to Remediation from weeks to hours.
“We identified a critical control gap three months before our external audit would have.”
Regulatory change as a managed risk, not a surprise
Automatic monitoring of 257+ daily regulatory changes — DORA, EU AI Act, Basel III/IV, RBI, DPDP — impact-mapped to your control framework with financial exposure attached.
“We stopped reacting to regulatory updates. Now we see them coming with financial impact attached.”
Board-ready risk reporting — automated
RCSA summaries, emerging-risk briefings, and TPRM scorecards generated automatically — tailored by jurisdiction, evidence-backed, and formatted for board and regulator consumption.
“Board pack preparation dropped from three weeks to two days. The narrative quality improved significantly.”
TPRM intelligence beyond vendor ratings
Continuous, actuarial-grade third-party risk forecasting replaces static scorecards. Detect concentration risk, performance degradation, and emerging counterparty exposure in real time.
“We reduced from 12 vendor risk tools to one intelligence layer with greater depth across all of them.”
Put a dollar figure on operational risk — finally
Convert every risk from a probability score to a precise financial exposure range ($10K–$50M+). Give capital allocation the same rigor as credit risk, with models that satisfy audit and regulators.
“For the first time, operational risk sat alongside market and credit risk in our capital committee — with numbers to match.”
Reduce cost of risk through earlier intervention
Early warning — months before incidents crystallize — slashes remediation cost versus reactive response. Quantify the ROI of every control investment in P&L terms before approving the spend.
“We approved a $400K control upgrade because Compler showed it would prevent a $6.2M expected loss exposure.”
Regulatory capital optimization
More precise operational risk modeling supports more defensible capital calculations under Basel III/IV. Well-evidenced RCSA outputs can reduce the conservatism premium in standardized approaches.
“Better RCSA data quality gave us the evidence to support a lower capital floor in our AMA application.”
Measurable ROI on your GRC spend
60–80% reduction in time spent on RCSA cycles, control testing, and regulatory reporting. Shift risk-team capacity from data gathering to strategic analysis — and reduce reliance on costly implementation consultants.
“Our risk team reclaimed 60% of their time. They now spend it on insight, not data entry.”
Audit & regulator confidence — at lower cost
Automated evidence collection, full audit trails, and explainable AI decision records mean faster audit prep and stronger submissions — without expanding compliance headcount.
“Internal audit findings related to RCSA quality dropped to zero in the first year. External exam prep time halved.”
Stand alone, or protect your existing GRC investment
Run Compler as your platform of record, or as an intelligence layer on top of Archer, ServiceNow, MetricStream, and IBM OpenPages — keeping current workflows and governance intact.
“We got actuarial-grade capability without a platform migration. Full payback in under 8 months.”
The agent roster · not a copilot

Five AI agents, each delivering a specific business outcome

Powered by enterprise-tuned language models, working automatically and in coordination — under hardcoded recommend-only authority, writing traceable evidence back into the connected data model.

Agent 01
Eliminates data gaps
Data Collection Agent
Automated ingestion from enterprise systems — GRC, core banking, HR, cyber, and third-party feeds — in real time. Eliminates stale registers and manual data pulls so every assessment runs on current information.
Agent 02
Surfaces what’s emerging
Risk Assessment Agent
Risk identification using institution-specific tuned models. Surfaces emerging risks in operational data, vendor behavior, and external signals — weeks before they appear on a traditional RCSA cycle.
Agent 03
Prevents losses early
Control Evaluation Agent
Continuous predictive testing of control effectiveness. Detects degradation and performance gaps before incidents occur — reducing Mean Time to Remediation and strengthening the control narrative for regulators.
Agent 05
Decision-grade output
Reporting & Action Planning Agent
Generates board reports, CRO dashboards, regulatory submissions, and CFO capital briefings automatically — with full evidence trails. Tailored by jurisdiction and framework (DORA, EU AI Act, Basel III/IV). Weeks of prep become hours.
Engine
Quantification on every risk
AURA Actuarial Engine
The quantitative core every agent draws on. 35+ actuarial fields per assessment — Basel IV SMA capital, Monte Carlo P99.9 tails, control-effectiveness decomposition — with deterministic seed replay for bit-for-bit audit reproducibility.
Negative BinomialLog-Normal severityBühlmann credibilityCOBIT 2019 D×OBCBS 239 stressFAIR ontologyBasel IV SMA capitalEVT / Hill P99.915,000 Monte Carlo sims
Continuous coverage

Every operational-risk category — monitored, controlled, and reported

Compler watches the full Level-1 operational-risk taxonomy in real time through native connectors. Each risk carries its associated controls and the exact regulations it must satisfy — across Banking, Insurance and NBFC, in every jurisdiction you operate.

Connect
Core banking, HR, cyber, third-party & GRC feeds — natively
Monitor risk
12 Level-1 categories scored continuously, not annually
Associate controls
Design × operating effectiveness linked to each risk
Map regulation
Obligations attached per jurisdiction & entity type
Report
Regulator-ready packs, auto-generated with full audit trail
OR-01
Internal Fraud
Live · controls & policy linked
OR-02
External Fraud
Live · controls & policy linked
OR-03
Employment Practices & Workplace Safety
Live · controls & policy linked
OR-04
Clients, Products & Business Practices
Live · controls & policy linked
OR-05
Damage to Physical Assets
Live · controls & policy linked
OR-06
Business Disruption & System Failures
Live · controls & policy linked
OR-07
Execution, Delivery & Process Management
Live · controls & policy linked
OR-08
Technology & Cyber Risk
Live · controls & policy linked
OR-09
Third Party / Outsourcing Risk
Live · controls & policy linked
OR-10
Financial Crime & AML
Live · controls & policy linked
OR-11
Conduct Risk
Live · controls & policy linked
OR-12
Model Risk
Live · controls & policy linked

Each category is assessed across Banking, Insurance and NBFC and mapped to five regulatory lenses — Global, India, United States, UK & EU, and Singapore.

Regulatory reporting

The regulation map, generated on your live risk data

Compler keeps a connected map of every category to the obligations it must satisfy — per jurisdiction and per entity type. Switch a jurisdiction to see the anchor instruments.

Risk categoryBankingInsuranceNBFC

Anchor instruments shown for illustration. The full mapping is maintained inside the platform and continuously reconciled against 257+ regulatory changes monitored per day.

Data sovereignty

Your AI runs where your regulator can see it

Built for jurisdictions where data cannot cross a border. Pick a localized, in-country LLM, run inference inside your own cloud tenant, or go fully air-gapped — every mode is first-class, production-ready, and governed identically.

Vertex AI SaaS

Cloud-native

Platform-managed inference with per-organization quota and token governance. The fastest path to value for lower-complexity environments.

Bring Your Own Key

Your cloud

Inference runs inside your own cloud project — your credentials, your region, your audit trail. No shared provider boundary.

Local LLM

Air-gapped

Local inference with zero external AI calls under any circumstance. Sensitive data never leaves the runtime. Built for central and public-sector banks.

Hybrid Optimized

Policy-routed

Sensitive reasoning stays local; only de-identified, optimizable tasks route out. Tune the split per organization.

Map a regulation to a deployment

Sovereignty isn’t a setting buried in admin. It’s how Compler is architected.

DPDP Act 2023 · IndiaLocal LLM
RBI IT Framework · IndiaLocal / BYOK
GDPR · EU / UKBYOK · EU region
MAS TRM · SingaporeBYOK
PCI-DSS · GlobalLocal LLM
SOX · USA / GlobalBYOK / Local
Benchmark results

Before and after Compler — a comparable institution

Illustrative metrics modeled on a Tier-2 bank with a comparable operational risk profile, RCSA maturity, and regulatory obligations.

Before Compler
Annual compliance cost$32.2M / yr
RCSA cycle time9–12 months
Risk assessment accuracy80–85%
Capital buffer (excess)30–40% above required
Board reporting prep3–4 weeks (manual)
Regulatory evidence qualityOften incomplete
After Compler
Annual compliance cost$7.5M / yr ↓ 77%
RCSA cycle time3 months ↓ 75%
Risk assessment accuracy99.5% ↑ 17pp
Capital buffer (optimized)10–15% ↓ $200–600M
Board reporting prepHours Auto-generated
Regulatory evidence qualityContinuous Full trail
$89.3M
5-year net present value
7.7 months
Payback period
$200M–$600M
Capital released per bank

Figures are illustrative modeling estimates for demonstration, not guaranteed outcomes.

Editions

Three editions, one platform

Start with a fixed-fee 6–8 week Proof of Value on your own risk data — creditable to year one. Scale by entity, from a single mid-market institution to sovereignty-critical enterprise.

Essentials
Mid-market · single entity
SaaS
  • Core RCSA + 5 AI agents
  • Continuous control evaluation
  • Reporting & standard connectors
90–150K / yr
Sovereign Enterprise
Sovereignty-critical
Local / air-gapped
  • Everything in Professional
  • Full Mythos evidence pack
  • Dedicated in-country deploy
  • SLAs & named CSM
600K–1.2M+ / yr

Scalable pricing based on entity size and packaged capabilities; 6–8 week paid PoV creditable to year one.

Mythos · runtime AI governance

Agents you can let loose, because they can’t go rogue

The Mythos Governance Framework runs inside the agent pipeline — on every request, before and after every action, across seven enforcement layers. Authority is hardcoded to recommend-only; the model cannot grant itself execution rights.

01

Identity & transport

9-step JWT / RBAC check with cross-tenant assertion before any agent code runs.

02

Prompt & payload

Payloads redacted — keys, email, SSN, phone — before anything leaves the service boundary.

03

Recommend-only policy

Approve, write, delete and update are blocked at the boundary. Recommend-only, always.

04

Tool & schema

Every tool call validated against a strict schema; nothing outside the allow-list executes.

05

Inter-agent flow

Agent-to-agent messages are scoped and inspected so no agent escalates another’s authority.

06

Circuit breaker

Anomalous behavior trips an automatic halt — the pipeline fails safe, not open.

07

Tamper-evident audit

HMAC-SHA256 row hash on every audit row — tampering is detectable offline.

Mapped toOWASP LLM Top 10NIST AI RMFISO 42001Recommend-only authorityAir-gapped option
Native integrations & connectors

Native connectors feed the monitoring — no manual data pulls

Compler’s SideCar connects via secure, org-scoped APIs — reading from your GRC platform and your source systems in real time, enriching every risk with actuarial intelligence and control & regulation mappings, and writing insight back where your team already works.

GRC platforms · bi-directional sync
ARC
Archer IRM
Actuarial scores and emerging-risk flags delivered into Archer Risk & Control objects via the Archer Exchange REST API with pagination-aware feeds.
REST / OData
SNow
ServiceNow IRM
Integration with AI Agent Fabric and Control Tower — enabling agentic orchestration within ServiceNow IRM and later releases.
Agentic-AI ready
MS
MetricStream
Loss Event, Risk Assessment, and Metric API endpoints with Model Context Protocol orchestration for full platform alignment.
MCP-native
IBM
IBM OpenPages
App Connect and GRC REST API V2 integration, positioning Compler as the actuarial rating provider within the watsonx governance ecosystem.
watsonx aligned
Native data connectors · continuous ingestion
CB
Core Banking & Ledger
Transaction, settlement and reconciliation feeds surface execution and processing risk (OR-07) as it happens.
Real-time
HR
HR / HCM systems
Joiner-mover-leaver, conduct and workforce signals feed internal fraud and employment-practices risk (OR-01, OR-03).
Scheduled / event
SIEM
Cyber / SIEM & ITSM
Security, availability and change-management telemetry drive technology, cyber and disruption risk (OR-06, OR-08).
Streaming
TPRM
Third-party & TPRM feeds
Vendor, concentration and 4th-party data continuously score outsourcing risk (OR-09) — no static scorecards.
Concentration-aware
LDC
Loss & incident data
Internal loss events plus ORX-style industry priors calibrate AURA’s frequency and severity distributions.
ORX-calibrated
REG
Reg-change intelligence
257+ regulatory changes a day, impact-mapped to the categories above and to your control framework.
Auto-mapped
AML
AML / KYC & sanctions
Screening, CDD and sanctions systems feed financial-crime and conduct risk (OR-10, OR-11).
Case-linked
API
Custom & open APIs
Org-scoped REST endpoints and webhooks connect any remaining source — each call governed by Mythos.
JWT / RBAC
Your platform stays the system of record. Compler is the intelligence on top.
Enriched insights — financial quantifications, emerging-risk signals, associated controls, and jurisdiction-mapped regulatory reports — flow back into your GRC platform, keeping your team, audit trail, and governance structure fully intact.
About us

We think software should do the work humans make the calls

Compler was founded on a simple frustration: the GRC tools regulated institutions depend on are systems of record that make people do the assessing. We’re building the opposite — a platform where AI agents carry the load, every output is an explainable financial figure, and humans make the calls.

We start with the institutions that carry the heaviest operational-risk and regulatory burden — banks, insurers, and NBFCs — with manufacturing, healthcare, and other regulated verticals on the roadmap. Wherever a regulator sets the rules, Compler is built to run inside them: from cloud to fully air-gapped, under recommend-only AI governance.

That candour is deliberate. Compler quantifies risk in dollars with a confidence range and the reasons behind the number — and is explicit about where a figure leans on your own loss data versus an industry benchmark.

What Compler is, in numbers
5 + 1
AI agents plus the AURA actuarial engine
35+
Actuarial fields per assessment
12
Operational-risk categories monitored
5
Jurisdictional reporting lenses
4
Deployment modes, cloud to air-gapped
3
Verticals: Banking · Insurance · NBFC
Americas · European Union · MENA · Asia Pacific
Expert@compler.ai  ·  +1 571-353-1884  ·  compler.ai

Give your CRO a risk radar.
Give your CFO the numbers they need.

In 30 minutes we’ll show you exactly what Compler surfaces from your existing GRC data — emerging-risk signals, quantified financial exposure, and the early warnings your current platform wasn’t designed to provide.